
Last night was a scary moment in my life... I prayed alot, but the prayers were not answered according to my prefered time-line...
I am following Larissa home after church. We get to a point where this thug-ish Chevy Avalanche is behind Larissa and in front of me.
I feel as if the avalanche is following my wife too closely (which it was) so, thinking that some how this will teach this driver a lesson, I get behind the chevy in a very Josh Sipper-esque way... thought, Josh does it even when not angry...
A dog walks out in front of Larissa. She slows down, but doesnt screech to a halt... but, the chevy was way too close to larissa and had to brake hard... likewise, I had to brake hard. My tires locked, schreeched, and i swerved hitting the back drivers side of the truck with my front passenger side...
No big deal, this is what insurance is for, no one is hurt, both cars are VERY driveable... so, like I am supposed to, I call the police. It is my fault clearly and without a police report, my insurance company will not cover the chevy, and would probably drop me.
This black girl gets out and says "You callin the poe-lees?"
"yes..." I say matter-of-factly
"Dont call the poe-lees see... i aint got my drivers license." My heart sinks a bit...
"It is my fault, if I dont call the police, my insurance company wont repair your car."
"It aint my car either..."
Okay, so things are getting wierd... I go back to my car, write down the tag number and actually pray that she will take off. Then I can report it to the cops... She gets out of her truck (23 inch chrome wheels, all pimped out) and is on the phone... with, who I assume to be, the owner of the car. Who I also assume to be a very mean, angry, alrge back man who is her boyfriend.
She walks behind my car and tells the person on the phone my tag number... then she comes to my window and tells ME that she took MY tag down in case I run off...
ME RUN OFF??? I have good insurance! I have my license. It is just a fender bender, I dont want some French Connection, Popeye Doyle, chase through the city thing for this, geez...
20 minutes have passed... I call the cops again and tell them that I dont know what is going to happen because the lady I hit is nervous and claims to not have her drivers license...
then an Allero shows up...
Her comes the thug, with 3 other girls behind him... his arms are moving all over the place, walking straight to my door...
"What the MF did you MF do to my MF truck you MF??? I put my MF soul into that MF truck! I MF love that MF truck..." and so on, and so forth...
I had the phone in my lap, 911 had been calledm truck in drive ready to take off... I tried to calm the MF man down by saying "Hey man, I have insurance, it will take care of the whole thing! thats what insurance is for, its cool!"
"Yeah, well you better have GOOD MF insurance MF-er"
"it is, it is Alfa" which calms him down greatly, in fact, he goes on to say that "yeah, Alfa is good MF insurance..."
30 minutes later, we are all talking. I got him to calm down by asking him questions about his truck, rims, and his "system" which he took great pride in talking about.
45 minutes later, the cops show up... Montgomery cops are slow, and refuse to smile. Everything is UNfunny to them. I officially hate them right now... 3rd shift ones anyway.
Bottom line, i was at fault, and i took care of everything today, got 2 quotes on my truck, and i guess his insurance company will be in contact with mine.
If you do not have car insurance, GET IT... Alfa took care of me soooooo well. I LOVE alfa. They really made me almost glad I got in a wreck. Alfa may be one of the more expensive ones (I really dont know that they are, but people tell me they are, ours isnt high though) but they took very good care of me... of course my adjuster has kids that go to school where I work...
and oh yeah, keep 3 car lengths behind the car in front of you josh...
My biggest fear of the whole ordeal is if it was my wife in my position, by herself, getting cursed out, scared to death... that scares me more than anything...